Risk Analyst, Strategy & Analytics

Job title: Risk Analyst, Strategy & Analytics

Job description: Who We Are

Financeit is a point-of-sale financing provider serving some of the largest home improvement and retail organizations in Canada.

Our platform helps businesses close more sales by offering customers affordable monthly payment options for their next big home improvement, vehicle or retail purchase.

We are small enough that you can make an impact within the company and large enough to make an impact in the market.

Financeit is a company where collaboration, inclusivity, fairness, and respect aren’t just ideas that get talked about, but are part of who we are. If such a workplace intrigues you, we hope you’ll join us.

About the Role

We’re looking for someone to provide value added business/data analytics and reporting to the stakeholders. The individual will perform reporting and analysis on the consumer loan portfolio and respective risk strategies, including the design, development, and implementation of ongoing monthly risk reporting (dashboard and reporting package production). Working under the direction of Senior Manager, Strategy & Analytics, this role also supports the development and ongoing monitoring of new origination strategies.

What You’ll do

• Perform reporting and analysis on portfolio segments and credit risk strategies
• Identify patterns in data and recommend improvements in strategies and quantify the benefits; present recommendations to management and senior management
• Assist the design, development, and implementation of risk models to support new account origination and fraud identification/mitigation
• Work with business leads to understand business objectives and needs for portfolio insights and document requirements to design, develop, and implement appropriate analytics and reporting to deliver the required insights
• Design, develop, and implement risk reporting packages/dashboards for monthly/quarterly distribution (e.g. origination, credit performance, profit/loss metrics, delinquency)
• Develop and maintain risk management and modeling/analytics documentation supporting analytics and reporting procedures.
• Assist in maintaining production risk management data/reporting infrastructure

Requirements

• University degree in Business, Statistics, Engineering, Mathematics or other quantitative discipline
• Hands on experience conducting credit risk analytics and reporting to support consumer credit origination and/or portfolio management strategies is a must
• Experience conducting reporting and analysis in consumer credit risk or collections at a financial institution
• 2+ years of relevant experience using advanced tools such as Python ,R , SQL, SAS for the purpose of data mining, analytics, reporting, and generating business insights
• Good understanding of credit bureau data and internal account data used for generating models and strategies
• Experience with business intelligence tools such as Looker, Tableau, Qlik, etc. an asset
• Expertise with data manipulation, cleaning, and visualization, reporting techniques, and report automation
• Strong analytical problem solving skills with the ability to critically evaluate business problems and find optimal solutions
• Energetic and enthusiastic team player, capable of working both independently and in a team environment with high attention to detail for accuracy, and initiative to follow up on items and get things done
• Advanced skills in using MS Excel and PowerPoint or Google equivalents to create management presentations
• Experience in predictive modeling is a plus

Benefits

Winner of Canada’s Most Admired Corporate Culture in 2018 and 2021, we offer more than just the basics. Take advantage of:

• An award-winning culture with a collaborative & inclusive team
• Competitive pay and performance based bonus
• Committed to flexible work arrangements, offering fully remote and hybrid workplace options, as well as a hybrid working allowance
• Comprehensive medical, dental and vision coverage + Lifestyle Account
• RRSP Matching and Parental Leave Top Up Program
• Weekly virtual yoga classes, meditation & workout sessions
• Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives
• Career learning and development programs

Next Steps

If what you just read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for a phone interview.

Financeit is an equal opportunity employer. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Company: Financeit

Expected salary:

Location: Toronto, ON

Job date: Fri, 25 Nov 2022 08:17:11 GMT

Job Source: Careerjet.ca

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